PayPal dominates web store payments in Germany, but Apple Pay reigns in the UK

July 25, 2025
PayPal dominates web store payments in Germany, but Apple Pay reigns in the UK

Appcharge, the direct-to-consumer payment platform for mobile game publishers, has analysed data from $500 million in web store transactions, revealing a complex variation in payment preferences from country to country.

The report has found that credit cards account for around 35% of web store transactions overall, but there is considerable regional variation in their use. Credit cards are used in 55% of transactions in Canada, for example, but in only 6% of transactions in Poland.

Image credit: Appcharge

Germany, meanwhile, has a preference for PayPal, which accounts for 64% of web store transactions in the country, but it's used in only 20% of transactions in the United States, and 14% in the United Kingdom.

The UK, however, is a strong market for Apple Pay, which is used in 37% of transactions, making it one of the few markets where Apple Pay is used more than credit cards – which account for 27% of transactions in the country.

Image credit: Appcharge

Google Pay is strongest in Spain, where it is used in 43% of transactions – compared with just 21% in the UK.

In the Netherlands, however, the iDEAL payment system accounts for a huge 68% of web store transactions.

The full Appcharge report can be found here. It comes as Apple is making changes to allow third-party payments on iOS in the wake of being fined $568.6 million (€500m) for violating the EU's Digital Markets Act.

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